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MORTGAGE ADVICE FOR:
BUY-TO-LET MORTGAGES
If you're thinking of investing in property and becoming a landlord, we can help you navigate the complex world of buy-to-let mortgages and find the right deal for your needs. We have years of experience working with landlords and property investors, and we can help you understand the different types of buy-to-let mortgages that are available. At Platinum Financial Services, we're experts securing buy-to-let mortgages for complex property portfolios, holidays lets, and even companies! Depending on your circumstances, it may be benefit from buying properties as a Ltd company - we can help with that too!
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Supporting You With A Buy-To-Let Mortgage
With increased stress testing, it is becoming increasingly difficult for landlords to qualify for a mortgage. At Platinum Financial Services, we have access to lenders who use alternative models to assess your buy-to-let affordability. This means that there is still options available to you when standard assessments won't work for you. There are even lenders that will offer buy-to-let mortgages without any earned income!
We can support with...
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Advice on the different types of buy-to-let mortgages available
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Assistance with the mortgage application process, including gathering the necessary documentation and submitting the application to lenders
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Help with affordability assessments and rental income calculations
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Support throughout the mortgage underwriting process, including liaising with lenders and solicitors on your behalf
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Securing the relevant insurances you need, including landlords insurance
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Ongoing support and advice throughout the life of your mortgage, including help with remortgaging or refinancing when necessary
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Recommendations for other professionals, such as solicitors to further support you
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Analysis of the rental market in your area to help you understand the potential rental income and demand for your investment property
We understand that every client's needs and circumstances are unique, which is why we take a tailored approach to our services. Whether you're a first-time landlord or an experienced investor, we're here to help you navigate the world of buy-to-let mortgages and make the best possible decisions for your investment portfolio. We can also connect you to a range of other third parties to support you, including accountants and solicitors.